Monday, July 27, 2009

Cable - Cancelled: At least some of it

If I could have canceled my basic cable and kept a few select tiers and expanded basic, I would have preferred to do that. But basic must be kept to keep it at all. But I need to cut expenses and can't justify paying over $75 a month for something I really don't watch a heck of a lot. Cost outweighs benefit, out it goes. If I can survive without what's left, I'll can cable altogether. Especially if's GameCenter allows me to subscribe and watch games on the laptop (I am looking into this as one of my many side projects). Just get me 2 more GB and a 22-25 inch monitor when Tiger Direct has a a sale and I don't need much more than that. I'm busier than I have ever been so not much time to watch anyway. NHL games will be more than enough sports entertainment. Football season, I head to Murphys and don't watch as many neutral games as I used to. Not to mention I'm not home consistently enough to watch many other programs every week anyway.

Overall, I think this is the right call. I reallocated the funds I'll now save towards part of a $100 monthly contribution to my IRA. Not a lot I know, but I need to build up savings wherever I can and pay debt off whenever I can. Maybe even buy a condo in five years or so, wherever I may be then. Funny, the most recent stock market mini rally came to the plate just as my first $100 contribution went into the IRA. That always helps, even if my goals are to let things ride long term. I don't touch my accounts too much, I don't even look at my 401(K), mostly because the compulsive side of me would tinker with it three times a week and I'd get hurt as a result.

I'll spare my nonexistent audience more Finance by Jeff talk. Time to get ready for sleep and back on the running path tomorrow night.

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